Finance

Accounts Payable (AP)

Accounts payable is money you owe suppliers/vendors for invoices received but not yet paid. It affects cash timing.

Updated 2026-01-23

Definition

Accounts payable is money you owe suppliers/vendors for invoices received but not yet paid. It affects cash timing.

Example

If you negotiate net-60 payment terms instead of net-30, you can improve short-term cash timing without changing total costs.

How to use it

  • AP timing can extend runway, but don't damage vendor relationships or reliability.
  • Match payment terms to your collections cycle where possible.

Why this matters

This term matters because cash timing and risk are usually the difference between a plan that works on paper and a plan that survives. Use consistent definitions so decisions are comparable over time.

Practical checklist

  • Write a 1-line definition for "Accounts Payable (AP)" that your team will use consistently.
  • Keep the time window consistent (weekly/monthly/quarterly) when comparing trends.
  • Segment results (channel/plan/cohort) before drawing big conclusions from blended averages.
  • Sanity-check with a related calculator from the same category on MetricKit.
  • Read the related guide (e.g., Runway and burn: gross vs net burn, working capital, and cash levers) for context and common pitfalls.

Where to use this on MetricKit

Calculators

Guides