Finance

Accounts Receivable (AR)

Accounts receivable is money owed by customers for invoices issued but not yet paid. It affects cash flow and collections risk.

Updated 2026-01-23

Definition

Accounts receivable is money owed by customers for invoices issued but not yet paid. It affects cash flow and collections risk.

Example

If you invoice $100k this month but only collect $60k, AR increased by $40k, reducing cash even if revenue looked strong.

How to use it

  • High AR can create cash strain even with healthy revenue growth.
  • Improving collections (DSO) is one of the fastest levers to extend runway.

Measured as

Measure Accounts Receivable (AR) with the same date, unit basis, and accounting or policy definitions used in the rest of your model.

Operator takeaway

  • High AR can create cash strain even with healthy revenue growth.
  • Improving collections (DSO) is one of the fastest levers to extend runway.
  • Tie Accounts Receivable (AR) to the same balance-sheet date, scenario, and decision memo you are using elsewhere in the model.
  • Document which claims, costs, or adjustments your team includes before comparing numbers across forecasts, covenants, or valuation work.

Next decision

  • Read Runway and burn: gross vs net burn, working capital, and cash levers if the decision depends on interpretation, policy, or trade-offs beyond the raw formula.
  • Decide whether Accounts Receivable (AR) belongs in cash planning, valuation, or debt monitoring so the number is used in the right model.

Where to use this on MetricKit

Guides