Finance

Cash Accounting

Cash accounting recognizes revenue and expenses when cash is received or paid. It can be simpler but may not reflect economic reality for longer-term contracts.

Updated 2026-01-24

Definition

Cash accounting recognizes revenue and expenses when cash is received or paid. It can be simpler but may not reflect economic reality for longer-term contracts.

Example

If you bill $12,000 in January for a 12-month contract and collect cash immediately, cash accounting records the full $12,000 in January.

How to use it

  • Cash views are helpful for runway, but they can mislead about profitability in prepay businesses.
  • Use consistent definitions when comparing periods to avoid timing noise.
  • Combine cash accounting with deferred revenue schedules to avoid overreacting to prepay swings.
  • Use cash accounting to validate collections health, not to measure delivery performance.

Common mistakes

  • Assuming cash timing equals customer value delivery.
  • Comparing cash-based periods with different billing terms without adjustment.

Why this matters

This term matters because cash timing and risk are usually the difference between a plan that works on paper and a plan that survives. Use consistent definitions so decisions are comparable over time.

Practical checklist

  • Write a 1-line definition for "Cash Accounting" that your team will use consistently.
  • Keep the time window consistent (weekly/monthly/quarterly) when comparing trends.
  • Segment results (channel/plan/cohort) before drawing big conclusions from blended averages.
  • Sanity-check with a related calculator from the same category on MetricKit.
  • Read the related guide (e.g., Runway and burn: gross vs net burn, working capital, and cash levers) for context and common pitfalls.

Where to use this on MetricKit

Calculators

Guides