Finance

Cash Collection Forecast

A cash collection forecast estimates when receivables will turn into cash based on aging and payment terms.

Updated 2026-01-28

Definition

A cash collection forecast estimates when receivables will turn into cash based on aging and payment terms.

Formula

Collections = AR aging buckets * expected collection rates

Example

If $500k AR is 0-30 days at 90% expected collection, forecast $450k.

How to use it

  • Base rates on historical collections by segment.
  • Update forecasts after major pricing or contract term changes.

Common mistakes

  • Assuming 100% collection on aged receivables.
  • Using invoice dates without considering dispute delays.

Why this matters

This term matters because cash timing and risk are usually the difference between a plan that works on paper and a plan that survives. Use consistent definitions so decisions are comparable over time.

Practical checklist

  • Write a 1-line definition for "Cash Collection Forecast" that your team will use consistently.
  • Keep the time window consistent (weekly/monthly/quarterly) when comparing trends.
  • Segment results (channel/plan/cohort) before drawing big conclusions from blended averages.
  • Sanity-check with a related calculator from the same category on MetricKit.
  • Read the related guide (e.g., Cash conversion cycle: turn working capital into runway) for context and common pitfalls.

Where to use this on MetricKit

Calculators

Guides