Finance

Working Capital

Working capital reflects short-term assets and liabilities (receivables, payables, deferred revenue). It can cause profit and cash to diverge.

Updated 2026-01-23

Definition

Working capital reflects short-term assets and liabilities (receivables, payables, deferred revenue). It can cause profit and cash to diverge.

How to use it

  • AR increases consume cash (you sold but haven't collected yet).
  • AP increases can preserve cash (you haven't paid yet).
  • Deferred revenue increases can boost cash (prepay) while revenue is recognized later.

Measured as

Measure Working Capital with the same date, unit basis, and accounting or policy definitions used in the rest of your model.

Operator takeaway

  • AR increases consume cash (you sold but haven't collected yet).
  • AP increases can preserve cash (you haven't paid yet).
  • Deferred revenue increases can boost cash (prepay) while revenue is recognized later.
  • Tie Working Capital to the same balance-sheet date, scenario, and decision memo you are using elsewhere in the model.
  • Document which claims, costs, or adjustments your team includes before comparing numbers across forecasts, covenants, or valuation work.

Next decision

  • Read Runway and burn: gross vs net burn, working capital, and cash levers if the decision depends on interpretation, policy, or trade-offs beyond the raw formula.
  • Decide whether Working Capital belongs in cash planning, valuation, or debt monitoring so the number is used in the right model.

Where to use this on MetricKit

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