WACC explained: how to estimate a discount rate for DCF

A practical guide to WACC: what it is, how to compute it, and how to use it (carefully) as a DCF discount rate.

Updated 2026-02-22

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What WACC means

WACC (weighted average cost of capital) is the blended required return of capital providers: equity holders and debt holders. Debt is adjusted for taxes because interest is often tax deductible.

Core formula

WACC = w_e*k_e + w_d*k_d*(1 - tax rate)

How to calculate WACC (step-by-step)

  • Estimate market-value weights for equity and debt (w_e and w_d).
  • Estimate cost of equity (k_e), often via CAPM as a starting point.
  • Estimate cost of debt (k_d) from current borrowing rates or comparable issuers.
  • Apply the tax shield: after-tax cost of debt = k_d * (1 - tax rate).
  • Compute WACC using the core formula above.

How to choose inputs (practical)

  • Weights: use market-value capital structure when possible (not book values).
  • Cost of equity: often estimated via CAPM as a starting point (risk-free + beta*equity risk premium).
  • Cost of debt: current borrowing rate for the firm's risk profile.
  • Tax rate: marginal corporate tax rate applicable to interest deductions.

Common mistakes

  • Using WACC for projects with different risk than the business.
  • Using a single-point WACC without sensitivity analysis.
  • Letting terminal value dominate because discount rate is too low.

FAQ

Is WACC the same as discount rate-
WACC is often used as a discount rate proxy for valuing the overall firm. But the correct discount rate should match the risk of the cash flows being discounted.
Should I use after-tax or pre-tax cash flows-
Be consistent. Most DCFs discount after-tax free cash flows and use WACC as an after-tax rate proxy. Mixing pre-tax cash flows with after-tax discount rates can distort valuation.

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